If you run any kind of business that is a limited company or a charity, it’s important to have the right level of directors & officers insurance in place. This cover is crucial to protect the future viability of your business and your own personal assets.

Why do I need Directors & Officers Insurance?
Directors & officers insurance (D&O insurance) is a liability insurance payable to a director or officer of a company or organisation itself if legal action is brought against them for alleged wrongful acts in their capacity as directors and officers. Directors, officers and trustees of a company do not have limited liability, and a D&O claim can be made against them for negligence, default, breach of duty and breach of trust.

The right level of liability insurance will reimburse them for losses or advancement of defence costs in the event that an insured suffers such a loss.

Key Features of a directors’ and officers’ liability insurance policy arranged by the team at Advance Insurance Services include:

• Personal liability insurance cover in the course of managing your company
• A solicitor-backed legal helpline
• Employment practises insurance
• A wide definition of director to include employees in a management or supervisory capacity

Don’t wait for a D&O insurance claim to be made against you. For a D&O insurance quote, call Advance Insurance Services on 020 8805 3938 or complete the online directors’ liability insurance quote form and we’ll be in touch.